Credit Analyst – Sr. Officer / Asst. Manager – Risk Analytics & Credit Control

Work Location – Navi Mumbai

Fair understanding of either Agriculture sector or NBFC lending dynamics.

Direct experience with credit risk portfolio analysis / modelling shall be preferred.

At least 2-3 years of BFSI/Agriculture Industry experience with work focused on quantitative analysis and/or credit risk modelling

Shall possess a strong understanding of finance & economics including the ability to explain how changes in the macroeconomic environment affect credit losses.

Advanced skills in Microsoft Excel (including VBA) and SQL shall be preferred.

Perform multi-level analysis, which shall be used to manage credit risk exposure by portfolio; to assess overall financial impact of portfolio-based decisions depending upon both front end and back end performance.

Understand analytical methods and prepare documentation to support analysis relating to portfolio management.

Conduct industry & portfolio research, perform analysis and prepare reports as required for portfolio management (i.e. portfolio reporting and profit-and-loss analysis).

Research best practices and new methodologies for forecasting losses and present the strengths and weaknesses of these alternative methodologies to senior management and other stakeholders.

Provide portfolio-related strategic inputs for financing decisions, enhancements to existing products and for new products.

Prepare communication, reports, and presentation in proper format to educate relevant personnel on analytic data.